Falak Health Insurance
Direct billing; specialist visits without referral.
| Plan | Co-pay | Network |
|---|---|---|
| Platinum | 0% | All locations |
| Gold | 10% | All locations |
| Silver | 20% | Clinics only (Jumeirah, Marina, Abu Dhabi) |
Specialist referral needed: No
Insurance
Insurance & fees
We bill these insurers directly. Not on the list? Pay at reception and claim back — we give you an itemised invoice.
Rimal Medical
Specialist visits need a referral from our family medicine doctors (same day possible).
| Plan | Co-pay | Network |
|---|---|---|
| Premier | 0% | All locations |
| Classic | 20% | All locations |
Specialist referral needed: Yes
Ghaf Assurance
Essential plan covers family medicine and paediatrics only.
| Plan | Co-pay | Network |
|---|---|---|
| Gold | 10% | All locations |
| Essential | 20% | Family medicine and paediatrics only |
Specialist referral needed: No
Marjan Health
Elite plan covers one Essential Wellness Check a year.
| Plan | Co-pay | Network |
|---|---|---|
| Elite | 0% | All locations, includes one check-up a year |
| Standard | 15% | All locations |
Specialist referral needed: No
Wadi Care
Pre-approval needed for MRI, CT and endoscopy (we request it for you, usually within 24 hours).
| Plan | Co-pay | Network |
|---|---|---|
| Plus | 20% | All locations |
Specialist referral needed: Yes
Areej Takaful
Not accepted at the Abu Dhabi clinic.
| Plan | Co-pay | Network |
|---|---|---|
| Gold | 10% | Dubai locations |
| Silver | 20% | Dubai clinics only |
Specialist referral needed: No